PRIVACY POLICY

Last Updated: October 5, 2025

Brand Photo Club ("we," "our," or "us") operates brandphotoclub.com (the "Site"). This Privacy Policy explains how we collect, use, and protect your personal information.

1. INFORMATION WE COLLECT

We collect information you provide directly to us:

- Name and email address when you sign up for our membership or free downloads

- Payment information (processed securely through our payment processor)

- Account credentials (username and password)

- Communications you send to us

We automatically collect certain information:

- Usage data (pages visited, time spent, clicks)

- Device information (browser type, IP address, operating system)

- Cookies and similar tracking technologies

2. HOW WE USE YOUR INFORMATION

We use your information to:

- Provide access to our stock photography membership

- Process payments and manage your subscription

- Send you membership updates and new image notifications

- Respond to your questions and provide customer support

- Send marketing communications (you can opt out anytime)

- Improve our services and user experience

- Prevent fraud and ensure security

3. HOW WE SHARE YOUR INFORMATION

We do not sell your personal information. We may share your information with:

- Payment processors (Stripe, PayPal, etc.) to process transactions

- Email service providers (e.g., ConvertKit, Mailchimp) to send communications

- Website hosting and analytics providers

- Legal authorities if required by law

4. COOKIES AND TRACKING

We use cookies to:

- Keep you logged into your account

- Remember your preferences

- Analyze site usage and improve our services

- Deliver relevant content

You can control cookies through your browser settings.

5. DATA SECURITY

We implement reasonable security measures to protect your information. However, no internet transmission is 100% secure. We cannot guarantee absolute security.

6. YOUR RIGHTS

You have the right to:

- Access the personal information we hold about you

- Request correction of inaccurate information

- Request deletion of your information

- Opt out of marketing communications

- Cancel your membership at any time

To exercise these rights, contact us at [YOUR EMAIL]

7. DATA RETENTION

We retain your information as long as your account is active or as needed to provide services. After account cancellation, we may retain certain information for legal or business purposes.

8. CHILDREN'S PRIVACY

Our services are not directed to individuals under 18. We do not knowingly collect information from children.

9. INTERNATIONAL USERS

Your information may be transferred to and stored in the United States. By using our services, you consent to this transfer.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy. We will notify you of significant changes via email or a notice on our Site.

11. CONTACT US

For questions about this Privacy Policy, contact us at:

Email: julia@brandphotoclub.com

Address: 20412 Laguna Canyon Road, 206, Laguna Beach, CA 92651

12. GDPR COMPLIANCE (For European Users)

If you are in the European Economic Area (EEA), you have additional rights:

- Right to data portability

- Right to object to processing

- Right to lodge a complaint with a supervisory authority

Legal basis for processing: Consent, contract performance, and legitimate business interests.

TERMS OF SERVICE

Last Updated: October 5, 2025

Welcome to Brand Photo Club. By accessing or using our website and services, you agree to these Terms of Service ("Terms").

1. ACCEPTANCE OF TERMS

By creating an account, downloading images, or using our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

2. DESCRIPTION OF SERVICE

Brand Photo Club provides a subscription-based stock photography service featuring female executive imagery. Members receive unlimited downloads of images for commercial use.

3. MEMBERSHIP AND PAYMENTS

3.1 Subscription: Membership is billed monthly at the current rate ($79/month for founding members).

3.2 Founding Member Pricing: Founding members who join before [DATE] lock in their rate permanently at $79/month.

3.3 Price Increases: Prices for new members may increase. Existing members maintain their original rate.

3.4 Payment Processing: Payments are processed through our third-party payment processor. You agree to provide accurate payment information.

3.5 Automatic Renewal: Your membership automatically renews each month until cancelled.

3.6 Cancellation: You may cancel anytime through your account settings. Cancellation is effective at the end of your current billing period.

3.7 Refunds: We do not offer refunds for partial months. Downloaded images remain licensed after cancellation.

4. LICENSE GRANT

4.1 License Scope: Active members receive a non-exclusive, worldwide, royalty-free license to use downloaded images for commercial purposes including:

- Websites and social media

- Marketing materials and advertisements

- Client projects

- Physical and digital products

- Blog posts and articles

4.2 License Duration: Your license to use downloaded images continues after membership cancellation.

4.3 License Restrictions: You may NOT:

- Resell or redistribute images as standalone stock photos

- Claim ownership or copyright of the images

- Use images for pornographic, defamatory, or illegal purposes

- Create competing stock photography services

- Use images in trademark or logo applications

- Sell images as NFTs or digital collectibles

- Use images to train AI models

4.4 Attribution: No attribution required, but appreciated.

5. FREE DOWNLOADS

Free sample images are provided under the same license terms as membership downloads, with the same usage rights and restrictions.

6. INTELLECTUAL PROPERTY

6.1 Ownership: Brand Photo Club retains all rights, title, and interest in all images. You receive only the license rights described above.

6.2 AI-Generated Content: You acknowledge that images may be created using AI technology. This does not affect your license rights.

7. USER ACCOUNTS

7.1 Account Security: You are responsible for maintaining the confidentiality of your account credentials.

7.2 Accurate Information: You agree to provide accurate and current information.

7.3 Account Termination: We reserve the right to terminate accounts that violate these Terms.

8. PROHIBITED USES

You may not:

- Share your account credentials with others

- Use automated systems to download content

- Attempt to reverse engineer or extract images

- Violate any applicable laws

- Infringe on third-party rights

9. CONTENT ACCURACY

While we strive for quality, we make no guarantees about:

- The accuracy or suitability of images for your specific purpose

- Uninterrupted access to the service

- Error-free operation

10. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

11. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BRAND PHOTO CLUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID IN THE PAST 12 MONTHS.

12. INDEMNIFICATION

You agree to indemnify and hold harmless Brand Photo Club from any claims, damages, or expenses arising from your use of the images or violation of these Terms.

13. MODIFICATIONS TO SERVICE

We reserve the right to:

- Modify or discontinue the service at any time

- Change pricing for new members

- Update the image library

- Modify these Terms (with notice to members)

14. GOVERNING LAW

These Terms are governed by the laws of [YOUR STATE/COUNTRY], without regard to conflict of law principles.

15. DISPUTE RESOLUTION

Any disputes shall be resolved through binding arbitration in [YOUR LOCATION], except for small claims court matters.

16. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and Brand Photo Club regarding our services.

17. SEVERABILITY

If any provision is found unenforceable, the remaining provisions remain in effect.

18. CONTACT INFORMATION

For questions about these Terms:

Email: julia@brandphotoclub.com

Address: 20412 Laguna Canyon Road, 206, Laguna Beach, CA 90251

By using Brand Photo Club, you acknowledge that you have read, understood, and agree to these Terms of Service.